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The COVID-19 pandemic has had a changing impact on the world economy, including Indonesia. This study aims to analyze the influence that income, perceived financial knowledge, perceived financial stress, and COVID-19 awareness had on spending behavior and their impact on achieving financial satisfaction when the COVID-19 variant of the Omicron pandemic hit Indonesia. In this study, path analysis and data collection techniques were used to conduct an online survey of 237 unmarried students with household and occupation registration. The findings from this study are that income, perceived financial knowledge, perceived financial stress, and awareness of COVID-19 have direct and indirect effects on financial satisfaction of individuals. The findings of this study show that, even during the COVID-19 pandemic
